When your people feel better off, your reward strategy pays off.

We help rewards and benefits professionals get to the root of financial wellbeing and amplify the impact of their other benefits.

What we hear from reward leaders – and how we help

“Financial stress is impacting mental wellbeing and productivity”

→ We help people feel more in control.

81% of employees feel less worried about money and more financially resilient after getting their plan.

“We’re looking for benefits that flex to fit five generations of employees”

→ We personalise support for every life stage.

From Gen Z to pre-retirement, we meet people where they are and help with what matters most – whether that’s student loans, buying a home, or planning retirement.

“Employees aren’t using the benefits we’ve invested time and money in.”

→ We connect benefits to what people care about.

When employees understand how their benefits support real-life goals – like starting a family or retiring early – engagement goes up. Pensions, share schemes, family planning: it all clicks into place.

“We want benefits that support inclusion and social mobility.”

→ We bridge gaps in financial literacy and make sure help feels accessible to everyone.

Companies use Octopus Money to build cultures where every employee can thrive – regardless of income, background, or confidence with money.

“We don’t want vanity metrics – we need meaningful engagement.”

→ We measure real behaviour change.

We track the actions people take – like setting goals, building emergency savings, increasing pension contributions – not just who turned up to a webinar.

“We’re looking for ways to make people feel better off – even before pay rises.”

→ We help employees get more from their money today.

After working with us, 78% say they know how to make their salary stretch further. Coaches also help employees better understand the benefits they already have access to and how to make the most of them.

We make it easy to launch, measure and improve – so there’s less on your plate

Launch Planning

Our proven launch playbook has helped hundreds of employers achieve uptake well above industry benchmarks. From due diligence to internal comms, we handle the heavy lifting – so you don’t have to.

Tracking Engagement

We give you the data you need to show real impact – from engagement rates to behavioural outcomes. We’ll even help you translate the numbers into compelling internal stories.

Actionable Insights

Get deeper visibility into your people’s financial wellbeing. Our reporting breaks down themes by age, gender, lifestage and more – so you can identify gaps, spot trends, and strengthen your overall benefits strategy.